clarityON
Introducing clarityON, the podcast that illuminates the world of finance. Join us as we delve into the complexities of the market, unravel the mysteries of pensions, and explore all things related to wealth management.
In each episode, our team including chartered financial planners, investment managers and paraplanners will share their expertise and real-world experiences, ensuring you stay ahead of the game in the world of finance.
But clarityON goes beyond numbers and charts; we're passionate about demystifying complex financial concepts and making them accessible to all. We believe that financial literacy is the key to unlocking your true wealth potential.
Subscribe now to clarityON or find out more at www.claritglobal.com and remember, when it comes to wealth management, clarity is key!
Performance Disclaimer:
Past performance is not an indication of future performance. The value of your investments can go down as well as up.
Legal Disclaimer:
Please note that any opinions, analyses, or reviews provided on the podcast are those of the author alone.
All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.
clarity makes no representations as to accuracy, completeness, or suitability of any information and will not be liable for any errors, or omissions in this information.
Please contact your financial adviser if you require further support or assistance with any of the topics raised.
clarityON
Passive Vs Active Investment Management
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Most investors assume they have to choose one approach and stick with it. But what if the answer isn't either/or? In this episode of clarityON, Investment Analysts Sara Hussain and Chris Finch break down when active management can add real value, why passive investing excels in certain markets, and how the best portfolios often use both.
What we cover:
- The basics: How passive tracking works and where active managers do beat benchmarks.
- Index construction matters: Why all trackers aren't created equal, and how market cap weighting, equal weighting, and smart beta can give you very different portfolios.
- Where active genuinely adds value: Mid-cap stocks, emerging markets, fixed interest, and smaller companies where there's less research coverage and more room for skilled selection.
- The evidence: Why active managers struggle in large, efficient markets like the US and UK, and why passive investment has a genuine cost advantage there.
- Common myths: Passive doesn't mean doing nothing. Active managers can outperform over the long term. Risk depends on your overall mix of funds/investments, not the fund type.
- Building a blended approach: How clarity uses both strategies depending on the market, the investor, and what each fund needs to do.
- Practical questions: How to judge whether an active manager is doing their job, whether you should switch funds regularly and why you still need an adviser even if you invest passively.
Not sure what mix is right for you? Book your free consultation or email enquiries@clarityglobal.com.
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Performance Disclaimer:
Past performance is not an indication of future performance. The value of your investments can go down as well as up.
Legal Disclaimer:
Please note that any opinions, analyses, or reviews provided on the podcast are those of the author alone.
All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.
clarity makes no representations as to accuracy, completeness, or suitability of any information and will not be liable for any errors, or omissions in this information.
Please contact your financial adviser if you require further support or assistance with any of the topics raised.